Message from Ana Botín,
Group Executive Chairman

Message from Ana Botín.

Meeting our commitments with shareholders
Message from José Antonio Álvarez, CEO

Message from José Antonio Álvarez, CEO.

Aim and value creation

Aim and value creation.

Our aim is to be the best retail and commercial bank that earns the lasting loyalty of our people, customers, shareholders and communities. Read more

Employees
Employees.
Customers
Customers.
Shareholders
Shareholders.
Communities
Communities

Corporate governance

Santander strengthened its corporate governance, focusing, in particular, on the role and functioning of the board of directors and leadership in the Group’s main policies and strategies. Read more

Our purpose is to help people and businesses prosper

Santander has a customer-focused business model that enables it to fulfil its purpose of helping people and businesses prosper. Read more

Geographic diversification.

Nine countries and consumer finance business in Europe generate 97% of ordinary profit. Read more

The foundations of our transformation

"In 2015, we delivered on everything we promised a year ago and delivered in the right way". Read more

Highlights Santander 2015.

The capital increase, the general shareholders’ meeting and the 1|2|3 account in Spain were some of the main highlights of 2015. Read more

Economic and financial review.

Santander maintained a high level of revenues and a strong generation of capital, while advancing its commercial transformation. Read more

Risk management.

Santander Group aims to build the future through forwardlooking risk management. Read more

Sustainability.

Main sustainability activities and commitments of Banco Santander. Read more