For a
brighter
tomorrow
2022 Annual Review
01
Executive Chair’s Letter
01Executive Chair’s Letter
Executive Chair’s Letter
Ana Botín
01
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02
Chief Executive Officer’s Letter
02Chief Executive Officer’s Letter
Chief Executive Officer’s Letter
José Antonio Álvarez
02
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03
Santander in 2022
03Santander in 2022
Santander in 2022
Santander Today
2022 Results
03
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04
Santander tomorrow
04Santander tomorrow
Santander tomorrow
Strategy and targets
04
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05
DataHub
05DataHub
DataHub
05
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