01
Executive Chair’s Letter
01Executive Chair’s Letter
Executive Chair’s Letter
Ana Botín
01
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02
Chief Executive Officer’s Letter
02Chief Executive Officer’s Letter
Chief Executive Officer’s Letter
José Antonio Álvarez
02
SCROLL DOWN
03
Santander in 2022
03Santander in 2022
Santander in 2022
Santander Today
2022 Results
03
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04
Santander tomorrow
04Santander tomorrow
Santander tomorrow
Strategy and targets
04
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05
DataHub
05DataHub
DataHub
05
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Customers
in mn
Customers, employees and branches – 2022 breakdown
Customers
139
160
mn
Employees
178,886
206,462
Branches
7,814
9,019
Customers and employees - 2022 by regions and countries
North America
Customers: 25.0mn
Employees: 44,518
Branches: 1,854
Europe
Customers: 45.6mn
Employees: 65,581
Branches: 3,148
South America
Customers: 69.6mn
Employees: 78,271
Branches: 3,653
Digital Consumer Bank
Customers: 19.7mn
Employees: 16,193
Branches: 364
Share activity
START
2.941€
31/12/2021
MAXIMUM
3.482€
10/02/2022
MINIMUM
2.324€
15/07/2022
END
2.803€
30/12/2022
2022 market evolution
31 December 2021 = 100
Source: Bloomberg and Madrid Stock Exchange at 30/12/2022.
Analysts' recommendations
€3.95
average target price of analysts for SAN shares
Shareholder base
Shareholders
3,392,435
3,915,388
Share capital distribution by type of shareholder
Share capital distribution by geographic regions
*Shares owned or represented by directors.
30/12/2022. Source: Banco Santander, S.A Shareholder Register.
Shareholder remuneration in 2022
Payable in two cycles
1. Subject to approval of the final dividend at the 2023 AGM and completion of the Second 2022 Buyback Programme under the terms agreed by the board.
1.Interim distribution
2.Final distribution
Financial inclusion and empowerment
People financially empowered 2019-2022
Access to financial services 3.1mn
Financing for people/SMEs in difficulty 3.6mn
Resilience (financial education) 5.1mn
0mn
5mn
10mn
Total
11.8mn
Direct community investment in 2022
2022 tax contribution*
in €mn
Total taxes paid €9,734mn
Third-party taxes collected €10,742mn
0mn
5,000mn
10,000mn
15,000mn
€20,000mn
Total contribution
€20,476mn
2022 tax contribution by country*
in €mn
Europe
Total taxes paid: €5,685mn
Third-party taxes collected: €2,302mn
Total contribution: €7,987mn
0mn
5,000mn
€10,000mn
South America
Total taxes paid: €2,594mn
Third-party taxes collected: €6,936mn
Total contribution: €9,530mn
0mn
5,000mn
€10,000mn
North America
Total taxes paid: €1,445mn
Third-party taxes collected: €1,499mn
Total contribution: €2,944mn
0mn
5,000mn
€10,000mn
*Taxes paid (cash basis). Amount disclosed by main jurisdictions.
investor_day_objectives