01
Executive Chair’s Letter
01Executive Chair’s Letter
Executive Chair’s Letter
Ana Botín
01
SCROLL DOWN
02
Chief Executive Officer’s Letter
02Chief Executive Officer’s Letter
Chief Executive Officer’s Letter
José Antonio Álvarez
02
SCROLL DOWN
03
Santander in 2022
03Santander in 2022
Santander in 2022
Santander Today
2022 Results
03
SCROLL DOWN
04
Santander tomorrow
04Santander tomorrow
Santander tomorrow
Strategy and targets
04
SCROLL DOWN
05
DataHub
05DataHub
DataHub
05
SCROLL DOWN
About us
Business Areas
Group's key data
Santander Today
About us

Santander is a commercial bank, founded in 1857 and headquartered in Spain. We have a meaningful presence in 10 core markets in Europe, North America and South America.

We are one of the largest banks in the world by market capitalization, listed in stock exchanges of Spain, Mexico, Poland, the United States, and the United Kingdom.

We provide service through our 9,019 branches and online channels that offer banking products, operations and services to individuals, SMEs, and corporates.

We have 160 million customers, 206,462 employees and close to 4 million shareholders around the world.

As a responsible bank, we focus on areas where our activity can have the greatest impact and support an inclusive and sustainable growth.

an engaged talented team
generates
customer loyalty
leading to
strong financial results for our shareholders
so we deliver
support for our communities
which motivates
We create value for all
Our purpose
To help people and businesses prosper
To help people and businesses prosper
Our aim
To be the best open financial services platform by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities
To be the best open financial services platform by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities
Our how
Everything we do should be simple
Everything we do should be
Corporate behaviours
Click to watch
Think
customer
See more +
We care about our customers, so we go the extra mile to earn their trust and loyalty
Watch video
Embrace
change
See more +
We embrace new challenges, and we see new ways of doing things as an opportunity to grow
Watch video
Act
now
See more +
We take accountability and manage risks, accordingly, always keeping things simple
Watch video
Move
together
See more +
We seek opportunities to promote collaboration and work together to achieve common goals
Watch video
Speak
up
See more +
We feel free to raise any idea, ask any question or escalate any issues or risks, building an environment of respect and trust
Watch video
Corporate core strenghts of our corporate governance
Broad and balanced shareholder base
Shareholders
3,915,381
3,915,388
Share capital distribution by type of shareholder
Share capital distribution by geographic regions
*Shares owned or represented by directors.
30/12/2022. Source: Banco Santander, S.A. Shareholder Register.
Effective, balanced and diverse board of directors
Robust structure of area-specific committees to advise the board
Click to hear our directors
Balanced composition of board and committees
Board
13.33%
66.67%
20%
Remuneration committee
80%
20%
Executive committee
28.57%
42.86%
28.57%
Nomination committee
100%
Risk supervision, regulation and compliance committee
80%
20%
Innovation and technology committee
25%
62.5%
12.5%
Audit committee
100%
Responsible banking, sustainability and culture committee
100%
Executive
Independents
Other external
Effective engagement with our shareholders
Annual General Meeting quorum
0.0
65.0
%
0.0
60.3
%
0.0
67.7
%
0.0
68.8
%
April 2020
October 2020
2021
2022
Focus on responsible business practices and attention to all stakeholders' interest
Responsible banking
3 main priorities as a responsible bank:
Click to watch
Click to watch
Business Areas
Local businesses combined with global businesses and platforms with common solutions to increasing connectivity within the Group to be even more competitive and to continue to grow.
Main markets
Europe
Spain
UK
Portugal
Poland
North America
US
Mexico
South America
Brazil
Chile
Argentina
Others
Uruguay
Peru
Colombia
Digital Consumer Bank
Santander Consumer Finance
(Consumer / Auto business )
Openbank
Global businesses and platforms
Corporate & Investment Banking
We support companies and institutions with tailor-made services and value-added products taking into account their level of complexity and sophistication.
Wealth Management & Insurance
We combine the private banking, asset management and insurance businesses to offer our clients investment and hedging solutions that best suit their real needs.
Payments
Simple and accessible digital payment solutions
PagoNxt
Cards & Digital Solutions
Group's key data